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The goals you create, create your future. From an upgraded bathroom with that spa feel, a new home for your family to grow into, or taking the early retirement to an even earlier one.

The future is closer than you think. Go from vacation to vacation home with our High Interest Savings Bonus.


How the Savings Bonus works

 

1.30%
(regular rate)

+

3.00%
(bonus rate)

=

4.30%*
(promotional rate)

 

Any new funds you invest in an eligible registered High Interest Savings Account between October 5, 2022 and March 31, 2023 will earn a bonus 3.00% interest rate on top of our already competitive regular rate.

With our registered High Interest Savings Account:

you earn top interest, 
there is no minimum balance required, 
and your money grows tax-free.

† Rate is subject to change without notice.
*Terms and conditions apply.

 


How to take advantage of the bonus

Open or top up an eligible registered High Interest Savings Account (HISA) before March 31, 2023 to start saving at a 4.30%* promotional interest rate on any new deposits you don't already hold with us.

 
outline of a hand making a selection on screen

What accounts are eligible?


You can open a TFSA or an RRSP high interest savings account. Or open both and save for your retirement with an RRSP while you save for everything else with a TFSA. View offer terms and conditions.

calendar icon in dark blue

A not-so-limited offer.


This offer is available until March 31, 2023 so you can make additional contributions or open another new account as long as you have contribution room.

Plus, if you keep your funds in the account from April 1, 2023 to June 30, 2023, your savings will continue growing at the same great 3.00% bonus interest rate even if the regular interest rate changes.

 


Ready to get started? Your future self will thank you.


Open or top up an eligible registered High Interest Savings Account (HISA) before March 31, 2023 to start saving at a 4.30%* promotional interest rate on any new deposits you don't already hold with us. *View full terms and conditions here.

If you're a member already and you have available contribution room in your existing TFSA or RRSP high interest account, it's as easy as making a new contribution. 

coins dropping into a blue piggy bank

Already a member?

To open a new TFSA or RRSP high interest savings account or to make a new contribution to your existing account, contact our Member Advice Centre at 1-888-597-1083 to speak to an advisor today or to book an appointment.


Not a member yet? No problem.


Start by opening a membership
and we'll take it from there.

 

Have questions? Get in touch.

We're here to help.
Fill in the form below and an advisor will reach out to you to answer your questions and help you get started.
 


Learn more about the benefits of TFSA and RRSP



Offer details

The contribution room for a TFSA carries forward year after year, which means that if you do not max out your contribution one year, it is not forfeited but is cumulative year after year.  Your total contributions since the introduction of the Tax Free Savings Account in 2009 through to 2023 should not exceed $88,000. To find out what your total available contribution room is, refer to your last notice of assessment.

Please ensure your TFSA contributions are within your allowable limit set by Canada Revenue Agency (CRA) and you are solely responsible for confirming that any such contributions are within your allowable limits. All rules and contribution limits for TFSAs as set out by CRA and applicable legislation apply. Information about TFSAs is based on what is currently available from the Canadian government and can be subject to change.

Your annual RRSP contribution room is the lesser of:

  • 18% of your earned income for the previous tax year or;
  • The maximum contribution amount set by the CRA for the current tax year ($29,210 for 2021).

Please ensure your RRSP contributions are within your allowable limit set by Canada Revenue Agency (CRA) and you are solely responsible for confirming that any such contributions are within your allowable limits. All rules and contribution limits for RRSPs as set out by CRA and applicable legislation apply. Information about RRSPs is based on what is currently available from the Canadian government and can be subject to change.

If you wish to transfer your current TFSA or RRSP from a different financial institution to us, a fee will generally apply. We will cover the cost of this fee up to $100.00 for any transfers totalling $10,000 or more.