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BANK
BORROW
INSURE
INVEST
BUSINESS
ACCOUNT & SERVICE FEES
The below list of fees is not exhaustive and additional fees may be applicable to our products and services. Please contact your branch for further details.
Account Related Fees
| Account closing within 90 days | $25 |
| Transfer balance of account | $25 |
| Bank confirmation - standard | $30* |
| Bank confirmation - comprehensive | $50 per hour* |
| Change of signer | $25 |
| Cheque retrieval / Record search - in branch | $3* |
| Cheque retrieval / Record search - comprehensive | $50 per hour* |
| Coverdraft | $5 |
| Non-sufficient funds (NSF) cheque or pre-authorized debit | $48 |
| Chargeback (deposit NSF cheque) | $8 |
| Unauthorized overdraft charges (per item) | $5 |
| Overdraft protection (per month) | $3 |
| Postdated cheques (per item) | $3 |
| One-time fee after 18 months of inactivity | $42.50 |
| Inactive account (per month after 18 months) | $2.50 |
| Mailed statement (per month) | $2.25 |
| Order duplicate printed statement | $50 |
| In-branch statement printout | $5 |
| Stop payment (in-branch & electronic) | $13 |
| Utility bill trace | $10 |
| Failed auto fee | $5 |
| Counter cheque - encoded (per 4 cheques) | $2* |
| Order cheques (standard) - 50 | Cost |
| Order cheques (standard) - 100 | Cost |
| Unencoded cheque | $10 |
| Cheque written in U.S. funds on CAD account | $10 |
| Foreign currency / Cheque ATM deposit | $5 |
| Administer and settle estate account | $100* |
| Telephone requests to transfer funds between accounts | $5 |
Office Cheques & Draft Fees
(Available to members only)
| Office cheque | $10 |
| U.S. drafts | $10 USD |
| Foreign currency drafts | $10 |
RRSP / RRIF / TFSA
| Duplicate official receipt | FREE |
| Plan closed within 6 months | $50 |
| Full transfer out and plan closed | $100 |
| Partial transfer of plan | $100 |
Wire Transfers
| Incoming CDN currency wire transfer | $15 |
| Incoming USD currency wire transfer (fee in U.S. dollars) | $15 USD |
| Outgoing CDN currency wire transfer | $30 |
| Outgoing USD currency wire transfer (fee in U.S. dollars) | $30 USD |
| Outgoing wire transfer (currency other than CDN or USD) | $30 |
Safety Deposit Boxes
(Deposit box rental price is per year and excludes taxes)
| 1.5" x 4.5" | $60.00* |
| 1.5" x 5" | $60.00* |
| 2.5" x 5" | $90.00* |
| 4" x 5" | $105.00* |
| 2.5" x 10" | $127.50* |
| 5" x 5" | $127.50* |
| 5" x 10" | $225.00* |
| Lost key replacement | $20* |
| Drilling safety deposit box | $200* |
Miscellaneous
| Letters (bank, immigration, reference, interest) | $30* |
| Non-member transaction | $5 |
Night Deposit
| Per 100 bags | $30* |
| Lost key replacement | $15* |
*applicable taxes may apply to some services
We acknowledge that we have the privilege of doing business on the traditional and unceded territory of First Nations communities.
© First West Credit Union. All rights reserved.
