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Start with FREE day-to-day banking made for everyday life

We're here to be a true partner in your financial journey which includes providing day-to-day banking at no cost to you. Save up to $200.00* annually in fees when you open a Simply Free Account®.

Important: Simply Free Account® features and fees are changing on Sept. 1, 2024. View the product details.
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No monthly fee

It feels good to be put first and that means not paying a monthly account fee to access your money.

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Unlimited FREE Interac e-Transfer

The fast, secure way to send and receive money. Free with our Simply Free Account.

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Unlimited FREE debit card taps

Plus, you can turn every tap into savings with our round up tool BigChange®.

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4,500+ ATMs Canada-wide

Free access to over 4,500 ding-free® ATMs across Canada.


Open your new account online in just a matter of minutes, and you'll have access to online banking right away. It's that quick!
Prefer to speak to an advisor? No problem, get in touch to get started.

You don't pay a monthly account fee or for your day-to-day chequing transactions like all of the ones below:

  • FREE unlimited Interac e-Transfer®
  • FREE unlimited debit card transactions
  • FREE withdrawals
  • FREE bill payments
  • FREE unlimited access to online and mobile banking
  • FREE monthly eStatement including cheque images
  • FREE access to over 4,500 ding-free® ATMs across Canada
  • FREE unlimited cheque clearing
  • FREE pre-authorized payments and deposits
  • FREE starter cheques

A fee may apply for transactions above the daily chequing use. Like certain ATM withdrawals. You have access to over 4,500 ding-free® ATMs across Canada, but you will incur a fee if you take money out at an international ATM† or an ATM not on the Exchange network.

Here's a list of more of those once-in-a-while fees, and also here's everything you need to know about the terms and conditions for this account.

†In addition to the applicable service charges, you may be charged applicable fees (including commissions) by third parties and we may charge and earn commissions and revenue based on the difference between the applicable bid and ask rates for the currency and the rate at which the rate is offset in the market.


Achieve your financial goals with a plan customized for your life.

A no-fee chequing account is just the start, we're here to empower what's next and help you create solutions tailored to your life.

Whether you're saving for today, building for the future or planning to leave a legacy, we can help develop a customized plan to help you achieve your financial goals.

The only way to help you reach your goals is to get personal, because every dream is personal.

Experience advice as personalized as your favourite pizza.

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Expert advice at your fingertips

Get ahead with expert strategies on issues that matter to you.

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Level up your money saving game with these master saver tips.

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4 different ways to budget

Explore which of these four tried-and-true budgeting ways are best for your personality.

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How to borrow money to get ahead

Not all debt has to be intimidating. Learn more about good and bad debt.


Have questions? Get in touch.

You can open your Simply Free Account online in as little as 5 minutes. If you'd prefer to speak to a person, our advisors are ready when you are. Call us at 1-888-597-1083 to get started or fill in the form below and an advisor will reach out to you.

Where you bank matters

When you join our credit union you are a member, not a customer, and that makes all the difference.

Your money stays in B.C. As a financial co-operative, we use your money to help businesses grow and create a future where everyone can flourish. 

Find out more about the Financial Co-operative difference