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PERSONAL CREDIT CARDS

 

​FIND A CARD THAT'S RIGHT FOR YOU

From travel and cash rewards to purchase protection and premium travel services. We have the card for you!

 

 
 
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Quickly, easily and securely access your Mastercard account information, current balance, transaction history and more with your 24/7 online account.

 
 

Take advantage of these special offers

3.90%* on balance transfers for 6 months

Pay less interest by rolling your balances onto one card with one low rate, and keep more money in your wallet.

Stream and earn 50% more points*


Set up recurring payments for streaming, telecommunications or utilities services and earn 50% more points until Nov. 30*

 

Benefits designed with you in mind

 

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Real-time fraud text alerts and a wide range of additional security layers provide protection and peace of mind.

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There's no limit to the points you can earn, and you can redeem them for cash back, travel and merchandise.

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Your Mastercard is conveniently accepted nearly everywhere in the world.

 


The Island Savings Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. 

 

 

Cardholder Support

 

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Lost or stolen Mastercard?

Canada and US: 1-855-341-4643
​International Collect: 1-647-252-9564

covid-19 update

We're here for you

Visit our FAQs for information on current COVID-19 financial relief measures, as well as other frequently asked questions. 

 

What can we help you with today?

 

Online

  1. Visit mycardinfo.com
  2. Click Enroll located below the Login button.
  3. Follow the steps to create a profile.
  4. When you receive the Card Activation Query message, click Yes.
  5. Enter the three-digit code on the back of your new Mastercard as well as the expiration date and click Continue.
  6. Once the screen displays the Your card has been activated. message, the activation is complete.

By phone

  1. Call the automated card activation service at the number that appears on the sticker on the front of your new card: 1-866-498-3840
  2. Follow the prompts including entering your card number, birth year, birth day and month and the security code that appears on the back of your new card.
  3. The system will confirm the card activation was successful or will transfer you to a live agent to complete the activation.
  4. Do not select the option to change PIN online. Using the PIN mailed to you is simpler.
  5. After activation, discard the sticker from the front of your card. You can now use your Mastercard by using its tap functionality.

At an EXCHANGE ATM

  1. If you have your PIN, go to an EXCHANGE ATM that is enabled to accept Mastercard, like any Island Savings ATM. 
  2. Select the PIN Change option and follow the on-screen prompts.  

By phone

  1. Call 1-866-498-3840, select the language and enter your card number.
  2. On the menu, select the option to Change your PIN and follow the prompts.
  3. The system will confirm the PIN change was successful or will transfer you to a live agent to complete the PIN change.  

If you didn’t receive your new PIN in the mail or you’ve misplaced or forgotten it, not a problem. You can select a new one during the activation process. Here’s how: 

  1. Call the automated card activation service at the number that appears on the sticker on the front of your new card: 1-866-498-3840 
  2. Follow the prompts including entering your card number, birth year, birth day and month and card the security code that appears on the back of your new card. 
  3. The system will confirm the card activation was successful or will transfer you to a live agent to complete the activation. 
  4. You will then be provided with an option to change your PIN. Press 1 to change your PIN and follow the prompts. 
  5. The system will confirm the PIN change was successful or will transfer you to a live agent to complete the PIN change.
  6. Your first purchase must be made at an in-store terminal as follows: 
  • Insert your card into the merchant’s payment device (tap functionality will not work). 
  • Complete three PIN entries at a POS terminal. 
  • The first two entries will fail and the third will activate your new PIN and complete your purchase. 
  1. Your future Mastercard purchases can now be completed by using its tap functionality or by entering your new PIN only once. 

You can have a replacement card sent to you by following these steps: 

  1. Call Collabria Support at 1-855-341-4643
  2. Follow the prompts, selecting Lost or stolen credit card
  3. You will be transferred to a representative who will assist and advise how a card will be re-issued, including an option to rush delivery. 

You currently can't access your credit card information from online banking. You'll need to register on mycardinfo.com. If you have multiple card types, you'll need to register each separately.  

Within mycardinfo.com you can view transactions, statements and your reward points balance. You can also make payments and set up fraud and travel alerts. 

There are three ways to make a payment to your credit card account. The fastest and recommended approach is to register with mycardinfo.com to make a payment from your account or call Collabria customer support with your account information.   

Alternatively, you can pay in-person at any Island Savings branch or you can pay via online banking. If you choose to pay via online banking using a browser or the mobile app, be sure to set up Collabria Mastercard as a new payee and note the transaction could take up to 5 business days to process.  

To set up automatic payments to your Mastercard:

  1. Log into your mycardinfo.com account
  2. Hover over the Payments tab
  3. Select Automatic Payments from the drop-down menu.

You'll then be taken to the AutoPay page. Note: you will need to confirm your email address every 180 days.

  1. Select a payment option from the drop-down menu. You can choose to either Pay the minimum payment each month or to Pay the balance each month.
  2. Select the account type that wish to pay from (either a chequing or a savings account).
  3. Enter the Branch Transit Number followed by the Financial Institution Number of the account you'd like to make your payment from without a space between the two. Island Savings' Institution number is 809 and you can find your branch's transit number here (for example if your branch is Mayfair, you will enter 22720809).
  4. Enter your account number. If you're using an Island Savings account, you can find your account number in online banking or on mobile banking.
    • In online banking, you can find your account number on the right hand side of your screen under Account Details when you select the desired account.
    • In mobile banking, you can find your account number by tapping the Accounts tile, selecting the desired account and then clicking Account Details just below e account balance.
  5. Click Submit.

If you paid using mycardinfo.com, contact Collabria Support at 1-855-341-4643—the number that appears on the back of your Mastercard.   

However, if you paid using online banking, please call our Contact Centre at 1-888-597-1083 and a representative will be able to assist you. 

You can find your rewards points balance by registering on the rewards site collabriacreditcards.ca/cashrewards or through mycardinfo.com.  

To explore rewards or redeem your points, visit collabriacreditcards.ca/cashrewards.  

 

PAY LESS INTEREST

3.90%* on balance transfers for 6 months.