Skip to main content
BANK
BORROW
INSURE
INVEST
BUSINESS
TERM DEPOSIT/GIC RATES
OUR RATES
TERM DEPOSITS
PRIME
You can purchase 12-month non-registered cashable term deposits as well as all 1 to 5 year non-registered non-redeemable terms online. It's simple, just log in to online banking and select 'Open an Account'. Contact us to purchase any of our registered term deposit products.
Featured Term Deposit Rates
| FEATURED TERM DEPOSIT RATES Rates Effective: 2023-04-27 |
Rate |
|---|---|
| StepUp® 6Plus6 - first 6 months |
1.00
|
| StepUp® 6Plus6 - second 6 months |
6.00
|
| StepUp® 6Plus6 - average rate |
3.50
|
| 1-Year Non-Redeemable Term Deposit |
4.65
|
| 3-year PRIMECONNECT® Redeemable Term Deposit |
5.20
|
Registered Term Deposit Rates
| Cashable Term Deposits (Registered) Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 12-month cashable (redeemable after 30 days) |
3.10
|
| StepUp® 6Plus6 - first 6 months |
1.00
|
| StepUp® 6Plus6 - second 6 months |
6.00
|
| StepUp® 6Plus6 - average rate |
3.50
|
| StepUp® 9Plus9 - first 9 months |
1.00
|
| StepUp® 9Plus9 - second 9 months |
6.50
|
| StepUp® 9Plus9 - average rate |
3.75
|
| StepUp® 18Plus18 - first 18 months |
1.00
|
| StepUp® 18Plus18 - second 18 months |
7.00
|
| StepUp® 18Plus18 - average rate |
4.00
|
| Short-Term Non-Redeemable Term Deposits (Registered) Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 30-59 days |
0.45
|
| 60-89 days |
0.55
|
| 90-119 days |
0.65
|
| 120-179 days |
0.75
|
| 180-269 days |
3.05
|
| 270-364 days |
3.25
|
| Long-term Non-Redeemable Term Deposits (Registered) Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 1 year |
4.65
|
| 2 year |
4.50
|
| 3 year |
4.50
|
| 4 year |
4.00
|
| 5 year |
4.00
|
Non-Registered Term Deposit Rates
| Cashable Term Deposits (Non-Registered) Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 12-month cashable (redeemable after 30 days) |
3.10
|
| StepUp® 6Plus6 - first 6 months |
1.00
|
| StepUp® 6Plus6 - second 6 months |
6.00
|
| StepUp® 6Plus6 - average rate |
3.50
|
| StepUp® 9Plus9 - first 9 months |
1.00
|
| StepUp® 9Plus9 - second 9 months |
6.50
|
| StepUp® 9Plus9 - average rate |
3.75
|
| StepUp® 18Plus18 - first 18 months |
1.00
|
| StepUp® 18Plus18 - second 18 months |
7.00
|
| StepUp® 18Plus18 - average rate |
4.00
|
| Redeemable Term Deposits (Registered/Non-Registered) Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 3-year PRIMECONNECT® |
5.20
|
| Short-Term Non-Redeemable Term Deposits (Non-Registered) Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 30-59 days |
0.45
|
| 60-89 days |
0.55
|
| 90-119 days |
0.65
|
| 120-179 days |
0.75
|
| 180-269 days |
3.05
|
| 270-364 days |
3.25
|
| Long-Term Non-Redeemable Term Deposits (Non-Registered) Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 1 year |
4.65
|
| 2 year |
4.50
|
| 3 year |
4.50
|
| 4 year |
4.00
|
| 5 year |
4.00
|
| market-linked term deposits (registered/non-registered) | rate |
|---|---|
| winwin EarthLink™ | 9.00%* |
| winwin® Financial Services | 9.00%* |
*Minimum guaranteed cumulative 3-year rate.
| Non-Redeemable US Term Deposits (Non-Registered) Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 30-59 days |
0.05
|
| 60-89 days |
0.10
|
| 90-119 days |
0.15
|
| 120-179 days |
0.20
|
| 180-269 days |
0.25
|
| 270-364 days |
0.30
|
Term deposit rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.
winwin EarthLink™ terms and conditions / winwin® Financial Services terms and conditions
PRIMECONNECT® interest rate is per annum and is linked to the First West Credit Union prime rate.
The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all deposits. Credit union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.
We acknowledge that we have the privilege of doing business on the traditional and unceded territory of First Nations communities.
© First West Credit Union. All rights reserved.
