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Get US cash, pay bills, write cheques or transfer money from Canada to the US.


Is this chequing account right for you?

 Right for you if:

  • You make purchases in US Dollars
  • You want to earn interest in US Dollars
  • You make infrequent debit transactions

 It might not be right for you if:

  • You make regular transactions, bill payments and transfers in a currency other than US Dollars.


US Dollar Chequing Account Details

$0 monthly fee

0.00%* interest for balances within $0 - $4,999
0.01%* interest for balances over $5,000

2 FREE transactions per month including:

  • cheque clearing
  • in-branch withdrawals
  • in-branch transfers
  • pre-authorized payments

Electronic transfers between your Island Savings accounts are free & unlimited. Free monthly eStatement available in online banking.
Bill payments, ATM transactions and Interac® direct payments are not available with this account.

Additional fees

Transactions over what the monthly package allows and any additional banking services you use may incur a fee. View Personal Service Fees to see our account & service fees.

View Account Terms and Conditions (PDF)

Included with all personal accounts

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Manage your money anytime and from anywhere.

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From November 1, 2021, to November 21, 2021, the members of First West Credit Union voted on special resolutions that, among other things, authorize First West to apply to become a federal credit union under the Bank Act. If First West becomes a federal credit union, it will automatically become a member of the Canada Deposit Insurance Corporation (CDIC) and Credit Union Deposit Insurance Corporation of British Columbia deposit insurance will no longer apply. See attached Notice for further detail on what this change means to your deposits with First West.

This account calculates interest based on the tier to which the entire daily closing balance corresponds. The interest calculates daily and is paid at month end. Interest rates and balance tiers are subject to change at any time without advance notice. Refer to for our current rates.

For illustrative purposes only:

Tier 1 $0 - $4,999 1.50%
Tier 2 $5,000 1.60%

Daily Closing Balance = $5,100
This account will calculate interest based on an interest rate of 1.60% on the entire $5,100 closing balance.

Not sure if this account is right for you?

We can help. Visit a branch or call us at 1-888-597-1083, and let's find the right solution together.

*The interest rate is subject to change without notice at any time.