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    ​​winwin® FINANCIAL SERVICES GIC / TERM DEPOSIT

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    INVEST IN THE MARKET WITH PEACE OF MIND


    A market-linked GIC offering a guaranteed minimum return and potential to earn more based on the stock market performance of Canadian financial and insurance services sectors.


       Principal investment protected

       Guaranteed minimum return

     â€‹  Higher return potential



    Benefit from the growth potential of eight carefully selected major Canadian financial and insurance institutions without exposure to any market downsides.

    • Term: 3 or 5 years
    • Minimum deposit: $500
    • Non-redeemable
    • Available for: Non-Registered, RRSP, TFSA
    • Deposits are 100% protected†
    • No commission or management fees while taking advantage of market potential


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    Rate of Return*

    Sales period: November 23, 2021 - January 24, 2022
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    ​


    		3 years5 years
    Minimum guaranteed annual compound return equivalent0.50%0.10%
    Minimum guaranteed cumulative return1.50%0.50%
    Maximum potential annual compound return equivalent3.85%4.56%
    Maximum potential cumulative return12.00%25.00%


    *Rates as of November 23, 2021. winwin® Financial Services rates are cumulative over the entire 3 and 5 year terms. This product has a ceiling that determines the maximum return you may receive at maturity. Terms and conditions apply.
    ​

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    Additional details:

    ​


    winwin® Financial Services and winwin EarthLink™ are trademarks of First West Credit Union. 

    †The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.

    Members of First West Credit Union will vote between November 1, 2021 and November 21, 2021 on whether to authorize First West to apply to become a federal credit union under the Bank Act. If First West becomes a federal credit union, it will automatically become a member of the Canada Deposit Insurance Corporation (CDIC) and Credit Union Deposit Insurance Corporation of British Columbia deposit insurance will no longer apply. See attached Notice for further detail on what this change means to your deposits with First West.


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    Term deposit / GIC benefits at a glance:


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    ​​Your money is 100% protected

    You can rest easy knowing that all deposits with B.C.’s Credit Unions are 100% protected. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

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    ​​Low minimum deposit

    $500 is all it takes to get you started and there are no maximum deposit limits. 

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    ​Built for your future

    Choose a registered term deposit and delay paying taxes on the money you deposit, as well as any earnings it produces until you take it out of the plan.

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    ​Made for B.C.

    Your money stays in B.C. As a financial cooperative, we use your money to help businesses grow and communities thrive. 

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    Ready to invest?

    Get started in less than 30 seconds.


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    Good advice starts with a conversation about your unique situation. We’ll work with you to understand your overall investment strategy and make recommendations on the right mix of investment solutions for your financial goals. 

    Let’s talk about your financial wellbeing. 

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