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Historical returns provided are for informational purposes, past performance is not indicative of future returns.

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1. The minimum guaranteed annual compound return equivalent is paid out annually and does not compound.
2. Historical returns provided are for informational purposes only, past performance is not indicative of future returns.
3. This deposit may neither be negotiated nor transferred. No amount in principal shall be redeemed or payable before the date of maturity.
4. This deposit and minimum interest accrued on the deposit is 100% guaranteed.
5. The interest paid at maturity is subject to a maximum. If the yield of the Securities is higher than the maximum cumulative return at maturity, then the interest paid will match this maximum.
6. This deposit may not be hypothecated or given as security.
7. Given the features of this kind of investment, you should check with your advisor to make sure that such an investment meets your investment objectives as the investment is not suitable for everyone.
8. The above statements and information are for informational purposes only. The information contained above is not complete and is qualified in its entirety by the full terms and conditions of the winwin® term deposit.  Please speak with an advisor to review the full terms and conditions of the winwin® term deposit.