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    ​​winwin® FINANCIAL SERVICES GIC / TERM DEPOSIT

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    INVEST IN THE MARKET WITH PEACE OF MIND


    A market-linked GIC offering a guaranteed minimum return and potential to earn more based on the stock market performance of Canadian financial and insurance services sectors.


       Principal investment protected

       Guaranteed minimum return

     â€‹  Higher return potential



    Benefit from the growth potential of eight carefully selected major Canadian financial and insurance institutions without exposure to any market downsides.

    • Term: 3 or 5 years
    • Minimum deposit: $500
    • Non-redeemable
    • Available for: Non-Registered, RRSP, TFSA
    • Deposits are 100% protected†
    • No commission or management fees while taking advantage of market potential


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    Rate of Return*

    Sales period: March 23, 2021 - May 24, 2021
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    ​


    		3 years5 years
    Minimum guaranteed annual compound return equivalent0.10%0.10%
    Minimum guaranteed cumulative return0.30%0.50%
    Maximum potential annual compound return equivalent2.28%3.71%
    Maximum potential cumulative return7.00%20.00%


    *Rates as of March 23, 2021. winwin® Financial Services rates are cumulative over the entire 3 and 5 year terms. This product has a ceiling that determines the maximum return you may receive at maturity. Terms and conditions apply.
    ​

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    Additional details:

    ​


    winwin® Financial Services and winwin EarthLink™ are trademarks of First West Credit Union. 

    †The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.


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    Term deposit / GIC benefits at a glance:


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    ​​Your money is 100% protected

    You can rest easy knowing that all deposits with B.C.’s Credit Unions are 100% protected. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

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    ​​Low minimum deposit

    $500 is all it takes to get you started and there are no maximum deposit limits. 

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    ​Built for your future

    Choose a registered term deposit and delay paying taxes on the money you deposit, as well as any earnings it produces until you take it out of the plan.

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    ​Made for B.C.

    Your money stays in B.C. As a financial cooperative, we use your money to help businesses grow and communities thrive. 

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    Ready to invest?

    Get started in less than 30 seconds.


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    Call us at 1-888-597-1083 or come in to your local branch and we'll set you up.


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    ​PLANNING AND ADVICE THAT GROWS WITH YOU

    Good advice starts with a conversation about your unique situation. We’ll work with you to understand your overall investment strategy and make recommendations on the right mix of investment solutions for your financial goals. 

    Let’s talk about your financial wellbeing. 

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