Island Savings


All Island Savings mortgages include:

  • Quick approval
  • Competitive rates
  • Mortgage protection
  • Plus, we've got great, competitively
    priced home insurance packages to
    suit your unique needs.

Mortgage Calculator

Use our mortgage calculator to figure out how much you can borrow and what your payments will be.

Make a calculation

First Time Homebuyer?

Consider all your options, the costs involved and what sort of budget you're working with.

Mortgage Basics

Need help demystifying mortgages? Here you'll find a clear summary of your mortgage options. Plus, you can find protection options, learn mortgage lingo, and view frequently asked questions.

Mortgage Plans

If you already have a mortgage, you may want to make changes to it as you go. Whether you're refinancing, renewing, or switching your mortgage, we can help.

Incredible Shrinking Mortgage®

  • Step-down rate saves money
  • Flexible payment terms
  • Option to increase payments
    by 10% each year

Pay It Your Way Mortgage®

  • Skip a payment annually
  • 5 year term
  • Flexible payment options

Solid & Simple Mortgage®

  • 6 month to 10 year terms
  • Flexible payment terms
  • Prepay options

Ready to apply? Applying for a mortgage with us is easy!



Applying for a mortgage online just takes a few minutes and just four easy steps!

In Person

If you'd rather visit us in person, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch phone numbers.