THIS IS YOUR YEAR

Earn more interest with ease in 2020 and watch your savings take off.


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With our 14-month non-redeemable term deposit, you get a great rate and the security of a guaranteed return.

  • Term: 14 months
  • Minimum deposit: $500
  • Available for: Non-registered, RRSP, TFSA, RESP
  • Non-redeemable
  • Deposits are 100% protected


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LOOKING FOR A LONGER TERM?



Our 3-year PRIMECONNECT™ redeemable term deposit offers a guaranteed deposit† with a prime-linked interest rate. Wherever prime goes, your returns follow.

  • Term: 3 years
  • Minimum deposit: $500
  • Available for: Non-Registered, RRSP, TFSA
  • Redeemable on the anniversary date
  • Deposits are 100% protected


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With our StepUp® 9PLUS9 term deposit, you get a great rate in the first half and a guaranteed higher rate to finish the term strong in the second half. Plus, rest easy knowing you can take your money out anytime.

  • Term: 18 months
  • Minimum deposit: $500
  • Available for: Non-Registered, RRSP, TFSA, RESP
  • Fully cashable at any time
  • Deposits are 100% protected


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Term deposit benefits at a glance:


Your money is 100% protected

You can rest easy knowing that all deposits with B.C.’s Credit Unions are 100% protected. Protection provided by the Credit Union Deposit Insurance Corporation of British Columbia.

Low minimum deposit

$500 is all it takes to get you started and there are no maximum deposit limits. 

Built for your future

Choose a registered term deposit and delay paying taxes on the money you deposit, as well as any earnings it produces until you take it out of the plan.

Made for B.C.

Your money stays in B.C. As a financial cooperative, we use your money to help businesses grow and communities thrive. 

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WHY INVEST IN A TERM DEPOSIT?


We all have different investing goals and different time frames to achieve them. You could be saving for a short-term goal like a vacation, a wedding or a vehicle, or a long-term objective like an education for your child or retirement. Whatever the goal, you’ll want a plan that will help your money grow and the right balance of diverse investment types.

Term deposits are low risk investments that are well suited for short-term saving goals and can also complement your long-term investment plans. Your returns are guaranteed and your savings are more easily accessible. If you’re saving money for an emergency fund or a down payment in the next five years, a term deposit is a really great option.


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START THE YEAR RIGHT WITH AS LITTLE AS $500

In less than 30 seconds, you'll be one step closer to watching your savings take off.



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PREFER TO TALK TO US IN PERSON?

Call us at 1-888-597-1083 or come in to your local branch and we'll set you up.


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© First West Credit Union. All rights reserved.  ​

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*Rates as of January 2, 2020. Offer subject to change without notice. Interest rates are per annum. PRIMECONNECT™ interest rate is per annum and is linked to the First West Credit Union prime rate. Terms and conditions apply.

†The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all BC credit union deposits. Credit Union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.