You can purchase 12-month non-registered cashable term deposits as well as all 1 to 5 year non-registered non-redeemable terms online. It's simple, just log in to online banking and select 'Open an Account'. Contact us to purchase any of our registered term deposit products.

 
 


​Featured Term Deposit Rates​

 

List of rates for FEATURED TERM DEPOSIT RATES
FEATURED TERM DEPOSIT RATES Rate
3-year PRIMECONNECT® Redeemable Term Deposit
1.80
2-year Non-Redeemable Term Deposit
3.10
StepUp® 9Plus9 - first 9 months
0.40
StepUp® 9Plus9 - second 9 months
5.30
StepUp® 9Plus9 - average rate
2.85
 


Registered Term Deposit Rates

 

List of rates for Cashable Term Deposits (Registered)
Cashable Term Deposits (Registered) Rate
12-month cashable (redeemable after 30 days)
1.80
StepUp® 6Plus6 - first 6 months
0.40
StepUp® 6Plus6 - second 6 months
4.00
StepUp® 6Plus6 - average rate
2.20
StepUp® 9Plus9 - first 9 months
0.40
StepUp® 9Plus9 - second 9 months
5.30
StepUp® 9Plus9 - average rate
2.85
StepUp® 18Plus18 - first 18 months
0.40
StepUp® 18Plus18 - second 18 months
5.70
StepUp® 18Plus18 - average rate
3.05
 
List of rates for Short-Term Non-Redeemable Term Deposits (Registered)
Short-Term Non-Redeemable Term Deposits (Registered) Rate
30-59 days
0.25
60-89 days
0.30
90-119 days
0.35
120-179 days
0.40
180-269 days
1.00
270-364 days
1.75
 
List of rates for Long-term Non-Redeemable Term Deposits (Registered)
Long-term Non-Redeemable Term Deposits (Registered) Rate
1 year
2.75
2 year
3.10
3 year
3.15
4 year
3.20
5 year
3.30


​Non-Registered Term Deposit Rates

 

List of rates for Cashable Term Deposits (Non-Registered)
Cashable Term Deposits (Non-Registered) Rate
12-month cashable (redeemable after 30 days)
1.80
StepUp® 6Plus6 - first 6 months
0.40
StepUp® 6Plus6 - second 6 months
4.00
StepUp® 6Plus6 - average rate
2.20
StepUp® 9Plus9 - first 9 months
0.40
StepUp® 9Plus9 - second 9 months
5.30
StepUp® 9Plus9 - average rate
2.85
StepUp® 18Plus18 - first 18 months
0.40
StepUp® 18Plus18 - second 18 months
5.70
StepUp® 18Plus18 - second 18 months
3.05
 
List of rates for Redeemable Term Deposits (Registered/Non-Registered)
Redeemable Term Deposits (Registered/Non-Registered) Rate
3-year PRIMECONNECT®
1.80
 
List of rates for Short-Term Non-Redeemable Term Deposits (Non-Registered)
Short-Term Non-Redeemable Term Deposits (Non-Registered) Rate
30-59 days
0.25
60-89 days
0.30
90-119 days
0.35
120-179 days
0.40
180-269 days
1.00
270-364 days
1.75
 
List of rates for Long-Term Non-Redeemable Term Deposits (Non-Registered)
Long-Term Non-Redeemable Term Deposits (Non-Registered) Rate
1 year
2.75
2 year
3.10
3 year
3.15
4 year
3.20
5 year
3.20
 
market-linked term deposits (registered/non-registered) rate
winwin EarthLink™   25.00%*
winwin® Financial Services   25.00%*


*Maximum potential cumulative 5-year rate. 

 
List of rates for Non-Redeemable US Term Deposits (Non-Registered)
Non-Redeemable US Term Deposits (Non-Registered) Rate
30-59 days
0.05
60-89 days
0.10
90-119 days
0.15
120-179 days
0.20
180-269 days
0.25
270-364 days
0.30

 

Term deposit rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.

winwin EarthLink™ terms and conditions ​/ winwin® Financial Services terms and conditions

PRIMECONNECT™ interest rate is per annum and is linked to the First West Credit Union prime rate.

The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all deposits. Credit union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.