You can purchase 12-month non-registered cashable term deposits as well as all 1 to 5 year non-registered non-redeemable terms online. It's simple, just log in to online banking and select 'Open an Account'. Contact us to purchase any of our registered term deposit products.

 
 


​Featured Term Deposit Rates​

 

List of rates for FEATURED TERM DEPOSIT RATES
FEATURED TERM DEPOSIT RATES Rate
StepUp® 6Plus6 - first 6 months
1.00
StepUp® 6Plus6 - second 6 months
6.00
StepUp® 6Plus6 - average rate
3.50
1-Year Non-Redeemable Term Deposit
4.25
3-year PRIMECONNECT® Redeemable Term Deposit
4.45
 


Registered Term Deposit Rates

 

List of rates for Cashable Term Deposits (Registered)
Cashable Term Deposits (Registered) Rate
12-month cashable (redeemable after 30 days)
3.25
StepUp® 6Plus6 - first 6 months
1.00
StepUp® 6Plus6 - second 6 months
6.00
StepUp® 6Plus6 - average rate
3.50
StepUp® 9Plus9 - first 9 months
1.00
StepUp® 9Plus9 - second 9 months
6.50
StepUp® 9Plus9 - average rate
3.75
StepUp® 18Plus18 - first 18 months
1.00
StepUp® 18Plus18 - second 18 months
7.00
StepUp® 18Plus18 - average rate
4.00
 
List of rates for Short-Term Non-Redeemable Term Deposits (Registered)
Short-Term Non-Redeemable Term Deposits (Registered) Rate
30-59 days
0.45
60-89 days
0.55
90-119 days
0.65
120-179 days
0.75
180-269 days
3.05
270-364 days
3.25
 
List of rates for Long-term Non-Redeemable Term Deposits (Registered)
Long-term Non-Redeemable Term Deposits (Registered) Rate
1 year
4.25
2 year
4.30
3 year
4.30
4 year
4.30
5 year
4.30


​Non-Registered Term Deposit Rates

 

List of rates for Cashable Term Deposits (Non-Registered)
Cashable Term Deposits (Non-Registered) Rate
12-month cashable (redeemable after 30 days)
3.25
StepUp® 6Plus6 - first 6 months
1.00
StepUp® 6Plus6 - second 6 months
6.00
StepUp® 6Plus6 - average rate
3.50
StepUp® 9Plus9 - first 9 months
1.00
StepUp® 9Plus9 - second 9 months
6.50
StepUp® 9Plus9 - average rate
3.75
StepUp® 18Plus18 - first 18 months
1.00
StepUp® 18Plus18 - second 18 months
7.00
StepUp® 18Plus18 - average rate
4.00
 
List of rates for Redeemable Term Deposits (Registered/Non-Registered)
Redeemable Term Deposits (Registered/Non-Registered) Rate
3-year PRIMECONNECT®
4.45
 
List of rates for Short-Term Non-Redeemable Term Deposits (Non-Registered)
Short-Term Non-Redeemable Term Deposits (Non-Registered) Rate
30-59 days
0.45
60-89 days
0.55
90-119 days
0.65
120-179 days
0.75
180-269 days
3.05
270-364 days
3.25
 
List of rates for Long-Term Non-Redeemable Term Deposits (Non-Registered)
Long-Term Non-Redeemable Term Deposits (Non-Registered) Rate
1 year
4.25
2 year
4.30
3 year
4.30
4 year
4.30
5 year
4.30
 
market-linked term deposits (registered/non-registered)rate
winwin EarthLink™  50.00%*
winwin® Financial Services  35.00%*


*Maximum potential cumulative 5-year rate. 

 
List of rates for Non-Redeemable US Term Deposits (Non-Registered)
Non-Redeemable US Term Deposits (Non-Registered) Rate
30-59 days
0.05
60-89 days
0.10
90-119 days
0.15
120-179 days
0.20
180-269 days
0.25
270-364 days
0.30

 

Term deposit rates are subject to change without notice. Interest rates are per annum. Interest compounds annually. Terms and conditions apply.

winwin EarthLink™ terms and conditions ​/ winwin® Financial Services terms and conditions

PRIMECONNECT® interest rate is per annum and is linked to the First West Credit Union prime rate.

The Credit Union Deposit Insurance Corporation of British Columbia, a statutory corporation, fully guarantees all deposits. Credit union equity shares and investments such as mutual funds or RSP equity plans are not covered by deposit insurance.