Competitive interest rate with easy access to your funds.
| REDEEMABLE AFTER 30 DAYS | REGISTERED/NON-REGISTERED
Rates Effective: 2025-08-19 |
Rate |
|---|---|
| 12-month cashable |
2.28
|
Guaranteed growth with an escalating rate.
| REDEEMABLE ANY TIME | REGISTERED/NON-REGISTERED
Rates Effective: 2025-08-19 |
Rate |
|---|---|
| Step-Up® 6Plus6 - first 6 months |
0.75
|
| Step-Up® 6Plus6 - second 6 months |
4.79
|
| Step-Up® 6Plus6 - average rate |
2.77
|
| Step-Up® 9Plus9 - first 9 months |
0.75
|
| Step-Up® 9Plus9 - second 9 months |
4.89
|
| Step-Up® 9Plus9 - average rate |
2.82
|
| Step-Up® 18Plus18 - first 18 months |
0.75
|
| Step-Up® 18Plus18 - second 18 months |
4.99
|
| Step-Up® 18Plus18 - average rate |
2.87
|
Prime-linked term deposit that can take advantage of potential increases in the Prime Rate.
| REDEEMABLE ON ANNIVERSARY | REGISTERED/NON-REGISTERED
Rates Effective: 2025-03-13 |
Rate |
|---|---|
| PRIMECONNECT® (3 year) |
3.70
|
Competitive interest rates for less than 1 year terms.
| NON-REDEEMABLE | REGISTERED/NON-REGISTERED
Rates Effective: 2025-06-27 |
Rate |
|---|---|
| 30-59 days |
0.45
|
| 60-89 days |
2.16
|
| 90-119 days |
2.16
|
| 120-179 days |
2.16
|
| 180-269 days |
2.64
|
| 270-364 days |
2.64
|
Competitive interest rates for 1 year and longer terms.
| NON-REDEEMABLE TERM DEPOSITS | REGISTERED/NON-REGISTERED
Rates Effective: 2025-08-21 |
Rate |
|---|---|
| 1 year |
3.18
|
| 2 year |
3.21
|
| 3 year |
3.23
|
| 4 year |
3.26
|
| 5 year |
3.29
|
Market-linked term deposit with a guaranteed minimum return and the potential to earn more.
| WINWIN EARTHLINK™ MARKET-LINKED GIC | NON-REDEEMABLE | REGISTERED/NON-REGISTERED/BUSINESS
Rates Effective: 2025-07-22 |
Rate |
|---|---|
| Minimum guaranteed annual rate (3 year) |
0.50
|
| Maximum potential cumulative return (3 year) |
18.00
|
| Minimum guaranteed annual rate (5 year) |
0.50
|
| Maximum potential cumulative return (5 year) |
35.00
|
| WINWIN® FINANCIAL SERVICES MARKET-LINKED GIC | NON-REDEEMABLE | REGISTERED/NON-REGISTERED/BUSINESS
Rates Effective: 2025-07-22 |
Rate |
|---|---|
| Minimum guaranteed annual rate (3 year) |
0.50
|
| Maximum potential cumulative return (3 year) |
24.00
|
| Minimum guaranteed annual rate (5 year) |
0.50
|
| Maximum potential cumulative return (5 year) |
40.00
|
Earn interest on your U.S. Dollar funds at a guaranteed rate.
| NON-REDEEMABLE | NON-REGISTERED
Rates Effective: 2023-04-27 |
Rate |
|---|---|
| 30-59 days |
0.05
|
| 60-89 days |
0.10
|
| 90-119 days |
0.15
|
| 120-179 days |
0.20
|
| 180-269 days |
0.25
|
| 270-364 days |
0.30
|