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Not a member yet?

Nice to meet you.
We're here to be a true partner in your financial journey. 

From offering competitive rates, like our 4.50%* High Interest Savings promotional rate, to listening to your needs and providing tailored solutions, you can trust that our advice will always be in your best interest. This starts with giving you access to free day-to-day banking because not paying fees means more money in your wallet.

Become a member by opening a Simply Free Account®—our no-fee chequing account which includes free unlimited Interac e-Transfer®, free unlimited debits and withdrawals, and much more. You can use it to fund your membership shares, but feel free to use it for everything else too.

What to expect next?

Once you're a member, an advisor will reach out to open your TFSA or RRSP and have you on your way to saving at our promotional 4.50%* High Interest Savings rate. 

Other places might charge you up to $200*/year for account fees plus transaction fees, but here you won't pay a monthly account fee or for your day-to-day chequing transactions like all of the ones below:

  • FREE unlimited Interac e-Transfer®
  • FREE unlimited debit card transactions
  • FREE withdrawals
  • FREE bill payments
  • FREE unlimited access to online and mobile banking
  • FREE monthly eStatement including cheque images
  • FREE access to over 4,500 ding-free® ATMs across Canada
  • FREE unlimited cheque clearing
  • FREE pre-authorized payments and deposits
  • FREE starter cheques

A fee may apply for transactions above the daily chequing use. Like certain ATM withdrawals. You have access to over 4,500 ding-free® ATMs across Canada, but you will incur a fee if you take money out at an international ATM† or an ATM not on the Exchange network.

Here's a list of more of those once-in-a-while fees, and also here's everything you need to know about the terms and conditions for this account.

*Average monthly fees are based on products with comparable features at major Canadian banks as at June 9, 2022.

†In addition to the applicable service charges, you may be charged applicable fees (including commissions) by third parties and we may charge and earn commissions and revenue based on the difference between the applicable bid and ask rates for the currency and the rate at which the rate is offset in the market.

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Have questions?

Call our Member Advice Centre at 1-888-597-1083 to speak to an advisor today, or fill in the form below and let us reach out to you to answer any questions.