Disability or serious illness can occur anytime, but insurance can protect a portion of your income and provide financial security for you and your family.
Get the peace of mind you need.
If your income stops because of illness how long could you pay your bills? Your work health plan will typically cover only a portion of your salary for a limited time if you become ill or disabled. So the need to be financially prepared while you're well and able is crucial.
This is where insurance can play an important part in your financial plan.
Our insurance experts can help you select a living benefits policy best suited to your needs.
Disability insurance helps provide replacement income if you are unable to work because of sickness or injury. It can help:
Critical illness insurance pays a significant lump sum, tax-free benefit to you if you are diagnosed with a condition covered in your policy and survive 30 days after diagnosis. That way, you don’t have to choose between your personal health and your financial wellness. You can use the benefits however you wish:
Additional optional features
Should you experience a serious health setback and be unable to care for yourself, long term care insurance:
Island Savings Wealth Management is a division of FW Wealth Management Ltd. which is a wholly owned subsidiary of First West Credit Union. FW Wealth Management Ltd. is a licensed life insurance agency offering financial planning, life insurance and investments. All insurance products are subject to the limitations, terms and conditions in the applicable policy or insurance contract in force at the time of purchase or enrollment and applicable legislation. The products sold through FW Wealth Management Ltd. are not guaranteed or insured by a deposit insurer.