Receive $3,500 cash back, plus an additional $500† if you're a First-Time Home Buyer. View terms and conditions.
What you do with it is up to you.
What you do with it is up to you.
Apply for a 5-year fixed or variable rate mortgage.
Use your existing or new Simply Free Account® as the funding account for your regular mortgage payments.
Receive your cashback funds within 5 days of your mortgage being funded.
Apply for a 5-year fixed or variable rate mortgage
Use your existing or new Simply Free Account® as the funding account for your regular mortgage payments.
Receive your cashback funds within 5 days of your mortgage being funded.
Applying online is quick and easy. Lock in your rate with our 120-day guarantee.
Let us get in touch to kick off the conversation or book an appointment for you at a branch.
Call us at 1-888-597-1083, our friendly advisors are ready to answer any questions you may have.
Receive $3,500 cash back, plus an additional $500† if you're a First-Time Home Buyer. View terms and conditions.
Receive $2,500 cash back, plus an additional $500† if you're a First-Time Home Buyer. View terms and conditions.
Receive $2,000 cash back, plus an additional $500† if you're a First-Time Home Buyer. View terms and conditions.
Receive $1,000 cash back, plus an additional $500† if you're a First-Time Home Buyer. View terms and conditions.
Use our calculator to see what mortgage amount you could qualify for, or how much your monthly payments might be.
This cash back offer applies to mortgages for a primary residence only. If you have an existing mortgage for an investment property or a vacation home elsewhere you may be eligible for our $1,000 cash back mortgage transfer-in offer.
Featured rates
It takes time to find the perfect property, we get it. Your pre-approved rate is guaranteed for 120 days. Keep hunting!
More resources for buying a home
Buying a home is an adventure that comes with a lot questions. Explore our advice articles to learn more about the home-buying journey.
Whether you're buying your first home or your next home, renewing or switching your mortgage - we have the right advice for your next steps.
To take advantage of our cash back mortgage offer now, apply for your mortgage online, call us at 1-888-597-1083, or visit us in branch.
You can also send us a note and let our experts get in touch to kick off the conversation or book an appointment for you.
Why choose us?
Enjoy competitive rates knowing our profits are reinvested into strengthening your local businesses and community.
Learn more about the Financial Co-operative difference
Offer available for new mortgages to First West Credit Union. Please see below for full offer details. Subject to these terms and conditions, you are eligible to receive one cashback incentive (the “Cashback”) per property as per below:
Mortgage Balance |
Cashback |
Cashback for First Time Home Buyers* |
<$150K |
$0 |
$0 |
$150,000 - $499,999 |
$1,000 |
$1,500 |
$500,000 - $749,999 |
$2,000 |
$2,500 |
$750,000 - $949,999 |
$2,500 |
$3,000 |
$950,000 + |
$3,500 |
$4,000 |
To be eligible for this offer (the “Offer”), you and each mortgage loan must meet the following eligibility requirements:
*The fixed mortgage rate is only available to members with greater than 20% down payment, purchasing a residential, owner occupied property valued at under $1,000,000, and who meet other conditions. A premium may be applied to the rates for all other mortgages. Please visit a branch or call us at 1-888-597-1083 for further details.
**This insured mortgage rate is only available to members with less than 20% down payment, purchasing a residential property valued at under $1,000,000, who are eligible for and purchase mortgage default insurance and meet other conditions.
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