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Get up to $3,500 cash back with your mortgage

Upgrade your home and your lazy Sunday.

Contact our Member Advice Centre at 1-888-597-1083, visit us in branch, apply online, or let us call you.

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​Get started today with 5-year mortgage rates as low as 1.70%** and lock in your rate with our 120-day rate guarantee.

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​How much cash will I get?

Depending on how much you borrow, you can earn up to $3,500. Use your cashback to upgrade your home, your yard or your entire summer.


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How to get the cashback offer

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Step 1

Apply for a 5-year fixed or variable mortgage between March 1 and June 30, 2021 

Step 2

Use your new or existing Simply Free Account® as the funding account to make your regular mortgage payments 

Step 3

You will receive the cashback funds within 5 days of your mortgage being funded 


Contact our Member Advice Centre at 1-888-597-1083, visit us in branch, or apply online.

Offer available for new 5-year mortgages on primary residences only. Mortgage amount must be $150,000 or more. See full terms and conditions below.
 

What you'll need if you're switching your mortgage to Island Savings

  • Copy of offer to renew OR annual mortgage statement 
  • Proof that your most recent property taxes have been paid 
  • Proof of property insurance 
  • Verification of employment and income ​


Have questions? Speak to an advisor.

Send us a note and let our experts get in touch to kick off the conversation or book an appointment for you.


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​Be mortgage-free faster

Owning your home, free and clear of a mortgage, is a great feeling. That's why we built our mortgages with you in mind. Get mortgage-free faster by taking advantage of:

  5-year mortgage rates as low as 1.70%**

  120-day rate guarantee

  Prepay up to 20% of the original mortgage balance once per year

  Increase your mortgage payments by up to 20% of the original payment amount once a year

​  Share the cost. We're experts in multi-applicant mortgages

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Need more help?



Why choose us?

Enjoy competitive rates knowing our profits are reinvested into strengthening your local businesses and community.

Learn more about the Financial Co-operative difference



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WE'RE HERE FOR YOU

Everything is easier with a little help.

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