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The home you want doesn't have to wait.

You've worked hard to get where you are. And in a tough market, the right partner can make all the difference.

Whether you've done your research or are just starting to plan, we'll help you get there.

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Get up to $4,000 cash back with a new 5-year mortgage.

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Apply for a new mortgage online in under 5 minutes, and secure your rate for 120 days.

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Contact us today. Our mortgage specialists are ready to help.

How much cash back will I get?

Depending on how much you borrow, you can earn up to $4,000. Conditions apply.

Receive $4,000 cash back. View Terms and Conditions (PDF).

Receive $2,500 cash back. View Terms and Conditions (PDF).

Receive $2,000 cash back. View Terms and Conditions (PDF).

Receive $1,000 cash back. View Terms and Conditions (PDF).

Here's how to get the offer:

Apply online for a 5-year fixed or variable rate mortgage or contact us to get started. View Terms and Conditions (PDF).

Then use your existing or new Simply Free Account® as the chequing account for your regular mortgage payments. You'll receive your cash back funds within 5 days of your mortgage being funded.


Featured rates

Lock in your rate today with our 120-day rate guarantee

5-year fixed



5-year fixed



5-year variable



*The fixed mortgage rate is only available to members with greater than 20% down payment, purchasing a residential, owner occupied property valued at under $1,000,000, and who meet other conditions. A premium may be applied to the rates for all other mortgages. Please visit a branch or call us at 1-888-597-1083 for further details.

**This insured mortgage rate is only available to members with less than 20% down payment, purchasing a residential property valued at under $1,000,000, who are eligible for and purchase mortgage default insurance and meet other conditions.

Mortgage rates are subject to changes without notice and are available O.A.C. Fixed mortgage rates are compounded semi-annually; variable mortgage rates are compounded monthly. Mortgage rates are based on a 25 year amortization. Terms and conditions may apply. Mortgage funds must be advanced within 12 days of the application date. These rates are discounted and cannot be combined with any other rate discounts, promotions or offers. Additional fees may apply. For specific Annual Percentage Rate (APR) rates, please contact us.

Need mortgage advice? 

We're here for homebuyers. Our advisors have the tools and tenacity to help you move forward.
Call our Member Advice Centre at 1-888-597-1083 or send us a note and we'll get in touch with you.

Read full Terms and Conditions (PDF) of this offer.