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Transfer your existing credit card balance from another financial institution to a new or existing Island Savings Mastercard® credit card and you can enjoy a low 5.9% rate on balance transfers* for six months from the time of each transfer.




Pay less interest by rolling your balances into one card with one low rate, and save your money for the things that really matter to you.

How to accept the special balance transfer offer
  • Existing cardholders
    • If you already have one of the applicable credit cards, request a balance transfer in branch, via MyCardInfo or by calling cardholder support at 1-855-341-4643.
  • New cardholders 
  • Offer available on all personal and business Island Savings Mastercard credit cards except the US Dollar Mastercard.
  • A minimum balance of $500 for the first and subsequent transfers is required to qualify for the introductory rate.
  • The promotional 5.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically.
  • Offer is available from May 1, 2021 and expires July 31, 2021.

The Island Savings Mastercard is issued by Collabria Financial Services Inc. pursuant to a license from Mastercard International Incorporated. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. 

​*Offer terms and conditions

This offer is available from May 1, 2021 to July 31, 2021 on all consumer and business credit card accounts except the US Dollar card. During the promotional period, cardholders will be able to transfer balances to a Collabria credit card at the promotional annual interest rate of 5.9%. The US Dollar card is not part of this promotional offer. Please refer to your Cardholder Agreement for further details reagarding Collabria cards that are eligible for this offer. You can also access this agreement at to see the agreement that applies to the card of your choice.

BALANCE TRANSFER PROCESS: Balance transfers can be requested after the cardholder receives and activates their card. They can initiate a balance transfer via MyCardInfo (online banking), in their branch or by contacting Cardholder Services. The cardholder requires the destination biller/payee name as well as the account/card# associated with the account. The minimum transfer amount without promotional offers is $100.

BALANCE TRANSFER PROMOTIONAL OFFER: The promotional 5.9% annual interest rate for balance transfers applies for 6 months from the date of transfer and will be applied automatically. When the promotional rate ends, your standard interest rate will apply. The promotional balance transfer rate can only be used during the promotional period between May 1, 2021 and July 31, 2021. This offer may be withdrawn or ended at any time without prior notice.

This offer applies to consumer and business credit cards. The US Dollar card is excluded from this offer. Account credits on a credit card cannot be transferred as a balance transfer to a Collabria credit card. Balance transfers from existing Collabria credit cards are not elligible for this offer.

In order to receive the promotional 5.9% annual interest rate for balance transfers, a minimum transfer amount of $500 is required and you can transfer as many balances as your credit card limit allows during the promotional period, as long as each transfer is $500 or more. Review all terms and conditions for complete details. 

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