Island Savings

Renovating Your Home

Whether you’re repairing your roof or converting your unused basement into a suite for the in-laws, we can help you with your home renovation plans.

 

Planning

  • Check with your municipal building department to determine if the renovations you're planning are allowed under current zoning and by-laws and that they conform to building code.
  • If your changing the structure of your home, it’s a good idea to use an architect so that your plans are structurally sound and the overall design will look well-balanced.

Contracting

  • There may be some tasks that must be performed by certified tradespeople in accordance with local by-laws.
  • Renovating can be time consuming and costly. For larger jobs, consider hiring a full-service renovator, who can take responsibility for the entire process. A contractor will obtain permits, draw up plans, hire laborers and supervise all work being done.

Financial considerations

  • Before undertaking any renovation project you will need to have a clear understanding of the costs involved.
  • You should obtain at least three estimates for the work from qualified contractors. Anticipate spending an additional 10-15% for unexpected costs.

EXPERT TIP

You may want to renegotiate your mortgage or apply for a personal loan. We can help you decide the best finance plan for your renovations.

Get rebates for an eco-friendly renovation

 

Have a question? Simply contact us and we'll provide you with the information you're looking for.

Online

Use our contact form to send us a message—we'll reply to you with the details you're looking for shortly.

In Person

If you're more comfortable coming in to see us, we'd be happy to chat with you about the questions you have.

By Phone

If you’d like to call us, here is a complete list of our branch and insurance office numbers.