Island Savings

Long Term Care Insurance

This insurance is for you if:

  • you'd like to face your retirement years without fear.
  • you feel that your health may result in a loss of income.
  • you have better things to worry about—like how to entertain your
    grandchildren this weekend.

Overview

Key Features & Benefits

Should you experience a serious health setback and be unable to care for yourself, Long Term Care insurance*:

  • Offsets the costs associated with receiving ongoing health care at home, in a nursing home or assisted living facility
  • Provides a daily benefit that allows you, your spouse or your family to choose the type of care that’s most appropriate for your circumstances
  • Allows your spouse to continue living in the manner to which he/she is accustomed
  • Preserves your assets (including your home and savings)
  • Benefits your family by taking the financial worry out of long-term health care, and providing alternatives to at-home care by family members
  • Benefit periods of varying lengths are available
  • Daily/monthly limits
  • Premiums are returned to your estate if the coverage is never used
  • Inflation protection for yourself

There are many options for life insurance coverage, so it's a great idea to chat with one of our Personal Insurance Advisors to see how we can best assist you.

Rates

As a full service insurance broker, Island Savings Insurance will provide you with the best rates possible for the coverage you need.

General Costs

In general, several things contribute to the cost of long-term care insurance:

  • The health of the individual
  • Family health history
  • Your age
  • Your occupational class
  • The benefit amount

For more information on rates, contact one of our personal insurance advisors

Claims

Need to make a claim?

To start your long term care insurance claim, please contact one of our personal insurance advisors for assistance.

Ready to get a quote? At Island Savings Insurance, we provide simple insurance solutions to suit your needs.

Online

Contact us online and let us know when you'd be available to meet with one of our expert advisors to discuss suitable coverage options.

In Person

If you’re more comfortable dropping by one of our branches, one of our expert advisors would be happy to chat with you.

By Phone

If you’d like to call us, here is a complete list of our expert advisors.