Island Savings

Loans

All Island Savings loans include:

  • Quick and easy approval
  • Competitive rates
  • Loan protection
  • No prepayment penalties
  • Flexible payment terms

Loan Calculator

Use our loan calculator to figure out how much you can borrow and what your payments will be.

Make a calculation

Loan Basics

Get some great information about credit ratings. Plus, you can find protection options and learn loan lingo.

Personal Loans

  • Flexible terms and rates
  • Loan protection
  • Pre-approvals
  • No prepayment penalities

Vehicle Loans

  • Up to 7 year terms
  • Loan protection
  • Pre-approvals
  • No prepayment penalities

RSP Loans

  • Borrow up to $23,820
  • 12 month term
  • Payment deferral options
  • Low interest rates

Islander Education Loan

  • For post-secondary students
  • Interest-only payments for up to 4 years
  • Get up to $10,000 per year

Credit Protection

Loan insurance is an important safeguard option in maintaining your family's lifestyle in the event that something should happen to you.

Ready to apply? Borrowing with us is simple!

Online

Applying for a loan online just takes a few minutes and just four easy steps!

In Person

If you'd rather visit us in person, we'd be happy to go through the application process with you.

By Phone

If you’d like to call us, here is a complete list of our branch phone numbers.